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  • Brandpoint (BPT)
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(BPT) - The American household is changing. The typical single-family home has evolved in the 21st century.

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(NewsUSA) - Sponsored News - Growing up in the digital age, most millennials (adults ages 18 to 36) have grown dependent on using technology to educate themselves about everything from current fashion trends to the latest rankings for their favorite football team. However, one important aspe…

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  • Brandpoint (BPT)
  • Updated

(BPT) - As cooler temperatures begin to sweep the nation, homeowners are turning on their heat for the first time in months. With every degree increase on the thermostat, utility bills follow suit.

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—According to the U.S. Department of Education, Americans owe more than $1.3 trillion in student loan debt. That’s nearly the gross domestic product of all of Australia. The average U.S. college graduate has nearly $38,000 in student loan debt.

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(StatePoint) It can be easy to let your finances fall by the wayside when juggling work, family, school and other priorities.

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(NewsUSA) - Sponsored News - Raising capital to start a new business is not as easy as setting up a lemonade stand or selling Girl Scout cookies. A primary reason for the failure of start-ups is a lack of funding. There are plenty of great products and ideas that have never come close to mak…

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  • Brandpoint (BPT)

(BPT) - The transmission on your car fails resulting in a trip to the repair garage. Your appendix bursts requiring an overnight hospitalization. A windstorm damages your roof causing a leak. 

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(StatePoint) With so many options to choose from, it would seem that finding a credit card that is right for you should be easy. Often overlooked, however, is the importance of finding one with a rewards program suited to your spending habits.

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(NewsUSA) - Sponsored News - The weather is getting cooler, signaling time to turn off your energy-guzzling AC, but that's no reason to turn off your ceiling fan. You can save money and energy year-round by continuing to run your ceiling fan. That's the message touted by the fourth annual Na…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Just as it’s never too early to start planning your retirement, it’s never too late either, according to Hans Scheil, CFP®, president of Cardinal Retirement Planning, Inc. Many people underprepare for retirement and overlook the critical area of long-term care as part of their retire…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—The last few months of the year are traditionally one of the busiest when it comes to consumer spending. Back-to-school and college spending peaks during the third quarter of the year followed by consumer spending during the holidays. The Federal Reserve estimates that credit card de…

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(StatePoint) While it is never too early or too late to prepare for retirement, today is always the right day to take action.

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  • Brandpoint (BPT)

(BPT) - Fall signals the start of many annual traditions and favorite pastimes — the start of a new school year, football season and holidays. Fall is also the season for another important annual tradition: open enrollment, when many people have an opportunity to select or change their healt…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—The more than 3 million public high school teachers and coaches in the U.S. do a lot for their young charges. They help prepare their students for life after graduation. They teach academic lessons and various skills that students will need to attend college and to enter the job mark…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Hundreds of data breaches occur every year in the U.S. If your company, organization or agency has a data breach, you need to know what to do to help people whose personal information may have been exposed.

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  • Brandpoint (BPT)

(BPT) - Millennials are frequently criticized for needing instant gratification, but recent reports point out that they actually have more patience than previous generations. Both the U.S. Census Bureau and Centers for Disease Control and Prevention (CDC) say millennials are delaying getting…

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(NewsUSA) - Sponsored News -

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Some 50 million children attend school in America, taught by a little over 3 million full-time teachers, according to the National Center for Education Statistics. Additionally, nearly 620,000 individuals work as substitute teachers and provide continuity in the classroom when the re…

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(NewsUSA) - Sponsored News - Most Americans agree that spending time outdoors can enhance their physical and mental health. A recent online survey, conducted by Harris Poll on behalf of Humana among over 2,000 US adults, reveals that Americans believe spending time outdoors can reduce stress…

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(NewsUSA) - Sponsored News - Looking for a safer, more effective, and less costly alternative for treating chronic pain now that the Centers for Disease and Prevention has pegged the number of deaths from opioid abuse at more than 28,000 in 2014 alone? One of the most popular choices: drug-f…

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  • Brandpoint (BPT)

(BPT) - The cost of a critical illness — a heart attack, cancer or stroke — can hit thousands of dollars. It can push families to the financial brink, as more than half say they have little or no savings.

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(NewsUSA) - Sponsored News - Planning for retirement -- and keeping that plan on track -- can be difficult. You have to make sure your money grows so that it lasts as long as you do. There's a product offered by life insurers that helps people with this challenge. It's called a variable annuity.

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(StatePoint) If you’re like many Americans, you may spend substantial time and energy on general financial planning while overlooking the various ways life insurance may fit into that plan. Life insurance has wide-ranging benefits for people of all ages that you should consider, say experts.

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  • Brandpoint (BPT)

(BPT) - One in two Americans has a chronic condition and 86 percent of health care spending is on chronic care, according to the Centers for Disease Control and Prevention. When it comes to saving money, health care is probably the last place you might look, but there are many ways to build …

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(NewsUSA) - Sponsored News - Even though they're young, members of Generation Z have experienced the effects of a recession, so it's no surprise they are prone to saving money for a rainy day. Yet one illness or injury that leads to an emergency room visit or inpatient care can result in med…

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  • Brandpoint (BPT)

(BPT) - One in two Americans has a chronic condition and 86 percent of health care spending is on chronic care, according to the Centers for Disease Control and Prevention. When it comes to saving money, health care is probably the last place you might look, but there are many ways to build …

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—There is no shortage of reasons why investing in residential real estate can be a good idea: home prices declined during the recent financial crisis, the number of renters has skyrocketed, it’s often considered a stable alternative to the stock market and the list goes on and on.

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Research isn’t just for the lab anymore. Now more than ever, businesses use research that’s already out there—or conduct research that isn’t—and apply it to real-life business situations. Dr. Hinrich Eylers, Executive Dean, School of Advanced Studies at University of Phoenix, has fiv…

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(NewsUSA) - Sponsored News - Historically, specialty businesses had limited ability to expand beyond their immediate geographic region. However, current technology allows such businesses to promote themselves to a larger audience. Touch Up Teak is one example of how successful online investm…

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(NewsUSA) - Sponsored by GAF - Pity we don't all have the stamina of the greenest of greenies.

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(NewsUSA) - Sponsored News - Like many people, you may have dreamed of winning the lottery and being financially secure for life. However, you don't need to win the lottery to obtain financial security. In fact, that security might just be available through the benefits offered at your job.

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—Nearly 17 million high school seniors graduate each year, the U.S. Department of Education estimates, and many plan to attend college. But are they all really college-ready?

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(StatePoint) Renters may be free of some of the concerns and responsibilities of homeownership, but there are a few considerations they should make for financial security and greater peace of mind.

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(NewsUSA) - The deal, which was later reported by major news media around the world, did not portend much initially. It was struck in 2005 between a high school dropout with a history of petty thefts and a little-known startup with no revenues. The latter wanted the former to spray paint gra…

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(NewsUSA) - That contractors routinely overbill governments at the expense of taxpayers may come as no surprise. That these overbillings likely total hundreds of billions of dollars should shock and infuriate us all.

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  • Brandpoint (BPT)

(BPT) - When choosing a financial institution, it’s important to think beyond credit cards and home loans. You want your bank or credit union to be there for you when you need them, wherever you need them, because that’s what peace of mind is all about. So seek out a trusted organization tha…

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(NewsUSA) - Sponsored News - Technology continues to change the way businesses operate, and that includes how they find resources to get started, fund growth and find a buyer. DPOUSA is one example of the latest paradigm in funding business opportunities. DPOUSA is an online financial platfo…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—If you’re like most people, retirement means more time to travel, play with grandkids and experience greater personal satisfaction in everyday life. But as Baby Boomers begin to retire, many will experience a different reality—one marked by debt. Fortunately, there are ways to avoid …

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(NewsUSA) - Sponsored News - New research shows that small-business employees are among the happiest people in the workplace. One major reason for their happiness stems from the way many small-business owners show workers how much they appreciate, respect and value them on a professional and…

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  • Brandpoint (BPT)

(BPT) - The auto salvage industry is more popular than ever. While automotive prices rise, so does the difficulty in finding a good deal on a vehicle, and yet, many are still misinformed about what a salvage car truly is. Automotive consumers have been misled to believe that a salvage car, s…

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  • Brandpoint (BPT)

(BPT) - Last year, college campuses across the country had 2.1 million recent high school graduates walk through their doors — a number that will likely be matched in 2016. But a freshly printed campus ID isn’t the only plastic eager students will carry this fall. A recent survey commissione…

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(StatePoint) Whether your kids are school playground-bound or college-bound, the back-to-school season can be an expensive time of year. Families with children in grades K-12 plan to spend an average $673.57 while college students and families with children in college plan to spend an averag…

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  • By NAPS,
    North American Precis Syndicate

(NAPSI)—According to the Bureau of Labor Statistics, health care jobs are projected to grow to 2.3 million from 2014 to 2024. That would suggest that now may be a good time to start preparing for those positions.

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  • Brandpoint (BPT)

(BPT) - Let’s face it — college is expensive. Whether you’re still in school trying to pay for textbooks and housing, a professional facing your student loans or a parent saving for your child’s future tuition, the cost of an education can result in debt that looms for decades. More people a…

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(NewsUSA) - Sponsored News - She's not just "daddy's little girl" anymore. And this Father's Day, it turns out that both millennial daughters and their Boomer dads could profit by sharing financial advice with each other.

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(NewsUSA) - Sponsored News - Summer brings warmer temperatures, and that means more people are enjoying the outdoors. But if you have heart failure, it's important to know that heat can also put extra stress on your heart.

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(NewsUSA) - Sponsored News - According to the Galen Institute, as of January, more than 70 significant changes have been made to the Affordable Care Act (ACA) since April 2010. These changes range from small clarifications to major shifts. One change that continues to prompt questions from e…

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(NewsUSA) - Sponsored News - There is little question ethanol is helping America reduce its dependence on foreign oil -- lowering gasoline prices, improving the environment with lower emissions and growing the economy with jobs that can't be outsourced.