Not wanting to carry lots of cash when they travel to Atlantic City, many gamblers used to depend on their banks’ ATMs in their favorite casino. They could check their balance and withdraw small amounts of cash several times during a trip at no charge.
These bank-branded ATMs are becoming a thing of the past.
Only Borgata Hotel Casino & Spa has a bank-branded ATM (Wells Fargo). If you’re a customer there’s no fee. However, if you’re not, you’ll pay $4.99 per transaction.
Fees to use ATMs not affiliated with banks range from $4.50 at Resorts Casino Hotel to $5.99 at Bally’s Atlantic City, Caesars Atlantic City and Harrah’s Resort. Tropicana Atlantic City charges $4.99 and Golden Nugget Atlantic City charges $5.
Unless your bank reimburses you, a few transaction fees can put a serious dent in your funds. So what are your alternatives?
There are branches of several banks located on Atlantic Avenue a couple blocks from many casinos. Among them are Wells Fargo at South Carolina Avenue and TD Bank at Pennsylvania Avenue — both not far from Resorts. PNC has a branch at Boston Avenue, not far from Tropicana.
Bank of America has two locations: Virginia Avenue near Resorts and Brighton Avenue near Tropicana. A third is inside AtlanticCare Regional Medical Center, across from Bally’s on Pacific Avenue at Michigan Avenue.
While customers don’t pay a fee, others pay $3 at Bank of America, TD and PNC, and $2.50 at Wells Fargo.
- 7-Eleven: Locations at 1240, 2300, 2603 and 2903 Atlantic Ave., as well as 1500 Pacific Ave., offer free transactions for Citibank customers. Others pay $2.95.
- ABCO Federal Credit Union: At 2652 Atlantic Avw. (California Avenue), ABCO offers free transactions.
- All-Point: These surcharge-free ATMs are available to customers of select banks and credit unions. Search AllPointNetwork.com to find a location convenient to where you’ll be staying or playing. Note that some locations have more than one ATM, so be sure the one you’re using is part of the network.
Keep in mind that some ATMs limit the amount you can withdraw at one time and your own account may have daily limits.
Even if you just check your balance at one of these ATMs, you’ll still be assessed these fees, so check your balance before you leave home. Alternatively, all major financial institutions offer this service through a toll-free number, or you can download your bank’s smartphone app. If you must check your balance before withdrawing funds, do this all in one transaction to save additional fees.
Finally, remember, too, that all these fees are in addition to any your home bank may charge.
Recreational gambler Darryl D. McEwen, a former professional journalist, is president of his own consulting firm that manages several small national and international trade associations, and provides public relations and fundraising services for a number of charitable organizations. Have a comment on this or a question specifically related to an Atlantic City casino, players club or other promotion? Email Darryl at MrACCasino@gmail.com and he’ll try to respond to you personally. Your question - without your name - may appear in a future column.